Factoring, also known as "cash for receivables," is the conversion of a business' accounts receivables into immediate cash by the outright purchase of its receivables at a discount, by a factor. Factoring is not a loan and is not based on a business' ability to repay the money advanced. The length of time in business is not a consideration, nor is the debt to equity ratio. Instead, it is based on the ability of your customers to pay what they owe.
If you are considering a purchase or construction of commercial real estate, we have access to some of the most aggressive programs in the industry and with loan terms up to 25 years you'll be surprised at how easy owning commercial real estate can be. If you are planning to start a business, your best opportunity to obtain financing may be the assistance offered by a Unique Financial Solutions. Through our network we have provided capital for hundreds of startup businesses nationwide.
A line of credit can be one of the most useful financial tools for a small business. Unique Financial Solutions can help you determine if this is the right transaction for your business. These experts will guide you through the transaction every step of the way. If you are considering the purchase of a franchise business, we can help. Whether it is a restaurant, retail or service related business, we can help you achieve the dream of owning your own business.
Unique Financial Solutions can give your business access to all of these types of financing and more. With one phone call you can have dozens of lending sources competing for your loan. Once you have experienced the high level of customer service, competitive pricing and wide selection of financing options you will understand why many business owners view Unique Financial Solutions as their most important asset.